Hi there SDA retiree (or any retiree that is working with AON for your HRA – Health Reimbursement Account).
At this point we have confirmation that the claim/reimbursement process works smoothly and quickly. As can be seen in the recent video of filing a claim with AON for my mother, we filed the claim on January 5th. I’m very happy to say that my mother was reimbursed in full (she paid her Medigap premium annually) just 5 days later on January 10th. That’s just five days later (3 business days), so we are very pleased with the speed and efficiency in which her claim was approved and her reimbursement funds were dispersed back into her checking account. I have also gotten confirmation from several other SDA retirees that they have also been reimbursed quickly and smoothly, so don’t delay…get your claim underway ASAP!
This is a great added benefit for going outside of AON for your Medigap plan needs. Not only are you able to save a significant amount of money for doing so, you also get reimbursed much, much faster than if you had gotten your Medigap plan through AON. Now, it’s a bit of a moot point if you are paying monthly as you will simply get the monthly reimbursement amount doled out to you over the course of the year, but if you have paid annually, we now have confirmation that the funds will be dispersed in full (up to your allotted HRA amount) very quickly.
Yes, this claim will need to be done once a year going forward as your premium amount could change annually as you age (depending on where you live and what plan you’ve chosen), but we now know that it’s a very quick/smooth process and you’ll have your funds back in your checking account at the beginning of each year going forward.
If you originally chose monthly, you can switch to a single/annual payment and then simply file the claim as outlined in the instructional video and also get your HRA funds back much faster. The important thing to remember is to have all the proper documents to upload when you file your claim online with AON through your specific client portal. The video outlines the steps in detail, so just review it as many times as you need.
For those that did choose a different payment method other than annually, the only other step [that is not covered in the video] is to choose “yes” to add the “Automatic Reimbursement” option when prompted. Again, this is only for those that chose payment methods of Monthly, Quarterly, or Semi-Annually. The system should prompt you to add the “auto reimbursement” option when you get to that step in the claim process. If you need help…reach out to AON directly and they can also walk you through the process. It is very simple and only requires the one extra “automatic reimbursement” form for those paying any other way than annually.
Of course…don’t hesitate to reach out, we’re here to help if you need some added guidance. Just give us a call: 1-800-431-5431